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Rambler's Top100

 ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������������ � ������������. ����� Bay Mortgage Services. 16/Jan/02  �����  USA  MA  Brookline 
Bay Mortgage Services Inc.    ( Mortgage)

1   ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ � �������������� ������������, ��� �������� ������, ��� ����������, ������ �������, cash-out, home equity loans, no points/no closing costs/no prepayment penalties. ��� loan officer ������� � ��� ����� ��� ���������� ������������ � ������� ��� ��� �����.

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Response for: �����
�������������� ������������ � ������������. ����� Bay Mortgage Services.
15/Aug/02   Vadim Afonkin, BMSI  USA  Massachusetts   Boston 

2    Everyday low rates at http://www.best-mortgage-service.com

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Response for: �����
Rates as of 08/12/2002
12/Aug/02   BMSI  USA  Massachusetts   Boston 

3    Loan Program Rates Points APR Comments
Conforming 30 year fixed 6.625 0-0 6.625 60 Day Lock
Conforming 15 year fixed 6.000 0-0 6.000 60 Day Lock
Jumbo 30 year fixed 6.625 0-0 6.625 60Day Lock
Jumbo 15 year fixed 6.125 0-0 6.125 60 Day Lock
Jumbo 3/1 ARM 4.875 0-0 4.875 60 Day Lock
Jumbo 5/1 ARM 5.500 0-0 5.500 60 Day Lock
1 year ARM 4.250 0-0 4.250 60 Day Lock
5 yr Balloon-FIXED 5.500 0-0 5.513 60 Day Lock
7 yr Balloon-FIXED 5.625 0-0 5.771 60 Day Lock


Rate Disclaimer:
RATES ARE SUBJECT TO CHANGE. RATES ARE SUBJECT TO LOAN AMOUNTS OF (225,000 CONFORMING AND 350,000 JUMBO & PURCHASES). WE DO OFFER FREE FLOAT DOWNS ON ALL PROGRAMS. ASK ABOUT OUR BLENDED PROGRAMS TO GET RID OF PMI OR TO BRING YOUR JUMBO LOAN TO A CONFORMING RATE....

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
02/Feb/02   Babushka  USA  Massachusetts   Allston 

4    Hochy kupit` dom, na kakuyu summu mortgage ya mogy rasschitivat`?
Spasibo!

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
25/Jan/02   �����  USA  Massachusetts   Boston 

5    ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½!
��� ����� ������� �� ����������� ���� ����� �������� ���� �� $80 ���.
��� ������� � Closing Fee, ��� ������� ��������� �������?

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Response for: �����
Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
26/Jan/02   Vadim  USA  Massachusetts    Boston 

6    Prozent budet zavisit` kak ot programmi kotoruyu vi viberete, tak i ot nekotorix drugix faktorov, takix kak credit score, vash rabochii status, tip sobstvennosti i t.d. Na segodnyashnii den` prozent takoi:

30 let fixed - 7.125 no points, no closing.
1 year ARM - 5.5 no points no closing.

V vashem sluchae nuzno bit` gotovim zaplatit` closing costs(dlya vas eto budet primerno $1800), chtobi poluchit` etot prozent, tak kak summa zaema, nedostatochna dlya pokritiya vashix closing costs rashodov investorom.
Drugoi variant - nebolshoe uvelichenie prozenta, po sravneniyu s visheukazannim, no zato vi ne plaltite nichego.

Za bolee podrobnoi konsul`taziei, obrachaites`: (617)838-9345

Spasibo, Vadim

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
25/Jan/02   Byaka  USA  Massachusetts    Boston 

7    A chto u vas ect` dlya lyudei s nizkim doxodom i ploxim credit score?

Spasibo

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Response for: Byaka
Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
26/Jan/02   Vadim  USA  Massachusetts    Boston 

8    V sluchae , esli u vas ploxoi credit score ili nizkii doxod, ili i to i drugoe vmeste, mi pomozem vam poluchit' mortgage spezial`no dlya maloimuchix. V etom sluchae vash downpayment budet vsego 3%. ZA dopolnitel`noi informaziei obrachaites`:
(617)838-9345,

Spasibo, Vadim

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
18/Jan/02   Aleksey  USA  Massachusetts   Waltham 

9    Kakoi na segodnya JUMBO?

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Response for: Aleksey
Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
18/Jan/02   Vadim  USA  Massachusetts   Boston 

10    ï¿½ 1 ������ 2002 Jumbo �������� �� $25000 � �� ����������� ���� ���������� $300700 ��������.

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Response for: Vadim
Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
18/Jan/02   Lera  USA  Massachusetts    Boston 

11    A chto takoe "jumbo"?

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Response for: Lera
Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
20/Jan/02   Vadim  USA  Massachusetts    Boston 

12    What is a Jumbo Loan?

A loan that does not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo mortgage loan. These loan amounts can go up to ten million dollars. Loan to value limits for Jumbo loans range from 50% to 95% depending on the loan amount.

Every loan greater then $300,700 called "jumbo loan".

Currently $300,700 - $10,000,000

Thanks,

Vadim

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
17/Jan/02   Pokupatel  USA  Massachusetts   Weston 

13    Kakoi u vas segodnya rate?

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Response for: Pokupatel
Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
17/Jan/02   Vadim  USA  Massachusetts   Boston 

14    U nas ogromnii vibor programm, nize ya perechislyu rate na naibolee populyarnie.

Last Modified: 2002-01-17 08:54:38

--------------------------------------------------------------------------------


Loan Program Rates Points/Closing Cost APR
Conforming 30 year fixed 7.125 0-0 7.125 45 Day Lock
Conforming 15 year fixed 6.500 0-0 6.500 30 Day Lock
Jumbo 30 year fixed 7.250 0-0 7.250 45 Day Lock
Jumbo 15 year fixed 6.625 0-0 6.625 30 Day Lock
Jumbo 3/1 ARM 6.000 0-0 6.000 45 Day Lock
Jumbo 7/1 ARM 6.625 0-0 6.625 60 Day Lock
1 year ARM 5.375 0-0 5.375 60 Day Lock
5 yr Balloon 6.125 0 6.256 60 Day Lock
7 yr Balloon 6.500 0 6.625 60 Day Lock

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Response for: �����
Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
16/Jan/02   Umnik  Albania   Tirana 

15    BMS - xxxxxx i xxxxxxxx:

http://www.snl.com/financial_svc/20000724sl.asp

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Response for: Umnik
Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
16/Jan/02   Vadim Afonkin  USA  Massachusetts   Boston 

16    What year was this article published? 2000. What year is it now? 2002. Where is BMS? Alive and growing. Did you get my point? If you didn't, don't worry - this is for people with brains, not for "chickens"...

Honestly, I don�t want to enter a discussion with any "chickens" hiding under an anonymous name.

Why? Honest person always uses his/her own identity. You don't.

Bay Mortgage Services � a stable company with many years of experience and huge number of happy customers! You cannot imagine amount of loans we process every month. The rates are so competitive - you cannot beat them. No points/ no closing cost programs with rates our competitors offers to you with 1 and even with 2 points? That why some "umnik" are unhappy. They are afraid of the Russian market becoming organized and more competitive, and it will be harder to fool borrowers.

Because we doing honest business.

Because in a short period of time Bay Mortgage Services became one of the key players on the Russian market.

Because the rates are so competitive, that you cannot beat them.

Because we keep our word. Do you???

Remember Peter Lucido's words from that article?

"...we have to look forward..."

And we did. And we will continue to do so, regardless of your ill will.

Currently in addition to our office in Plymouth, MA, Bay Mortgage Services opens another branch in Braintree.

You can always visit our site at http://www.bmsloan.com for up to date rates and other valuable information.

Best regards,

Vadim Afonkin
Loan Officer,
Bay Mortgage Services
(617)249-0372

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Response for: Vadim Afonkin
Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
17/Jan/02   Umnik  Albania   Tirana 

17    Deleted by admin

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Response for: Umnik
Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
18/Jan/02   Tatiana  USA  Massachusetts    Boston 

18    Korrectirovat' legko. A kak nasciot togo, chtobi napisat' sochinenie na temu "How to get the
lowest morgage rates" ili "United States and me and what is my problem?" po angliiski ?

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Response for: Tatiana
Re:Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
18/Jan/02   Umnik  Albania  Tirana 

19    Deleted by admin

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Response for: Umnik
Re:Re:Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
19/Jan/02   tatiana  USA  Massachusetts    XX 

20    Nu xorosho, ia toje sdelala oshibku. Mejdu prochem etu je samuiu oshibku sdelal odnajdi Nabokov , tak chto ia sebe ee proshu. S vashego pozvolenia. I ia otdaiu vam doljnoie vash angliiskii bezoshibochen, xotia i otniud' ne literaturnii. Skajite, a otkuda u vas takoi ujasnii, tiuremnii russkii iazik? I otkuda eta teoria existenzializma? Ved' daje Raskol'nikov muchilsia ugrezeneeiami soveti, posle togo kak ubil starushku. Ne boites' chto i s vami eto proizoidiot ( ugrizenia sovesti)? Otkuda u vas stol'ko svobodnogo vremeni na otveti?
Da soobshite, nakonetz, vi nam vsem kak vas zovut.

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Response for: tatiana
Re:Re:Re:Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
19/Jan/02   Umnik  Albania  Tirana 

21    Deleted by admin

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Response for: Vadim Afonkin
Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
16/Jan/02   JustCurious  USA  Massachusetts   boston 

22    Vadim, kakoi y Vas cei4ac % na 15 years,no points-no closing cost?
Tolko ne govorite chto pozvoni i Vu vse rasskagite.

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Response for: JustCurious
Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
16/Jan/02   Vadim Afonkin  USA  Massachusetts    Boston 

23    Dlya razvedchikov, i dlya JustCurious:

segodnyashnii rate na bol`shinstvo programm vi naidete na nashem saite:

http://www.bmsloan.com

clicknite na ssilku "rates" v pravom verhnem uglu pod znakom dollara.

Na 15 let no points no closing: 6.625

A u vas?

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Response for: Vadim Afonkin
Re:Re:Re:Re:Re:�������������� ������������ � ������������. ����� Bay Mortgage Services.
16/Jan/02   JustCurious  USA  Massachusetts    boston 

24    Spasibo za razvedchika, no est' rates i ponige+ service better
http://boston.monstermoving.com/Mortgage_and_Finance/Quotes/

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