1    ��������� � ������� . ����������� , ����������, ����� ����� ����� ��� ����� ��������������� ��� ���� , ����� ��������� ������ � ������� �� ������ ������ � �������� �� � ���� �� ��������� ��� 2-3 ���� ? ����� ��� ���� ����� ������� % ?
� ��������� ���� .

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2    Luboy checkoviy schet vam podoidet. Za perevod deneg s vas vichtut opredelennuyu summu. Potom, vi eti dengi mogete vlozhit. Esli ne boites riska - mogno otkrit Money Market Account - eto poryadka 5-7%. Esli hotite bit polnost'u uverenni v svoih dengah, i znaete tochno, chto vam oni ne ponadobyatsya srochno, polozhite ih na CD, eto primerno 3-4% godovih. Esli ge vi ne uverenni, kogda imenno vam ponadobyatsya dengi, luchshe vsego hranite ih na saving account- eto vsego 1.5-2.5% godovih, no zato vi mogete imi vosspolzovatsya v lubuyu minutu.

Obyazatelno prokonsultiruytes v neskolkih bankah, protsenti mogut bit raznimi.

Da, esli vi tolko chto pereehali v ameriku, i ukazivaete vezde, chto vam ne na chto zhit, ne perevodite dengi na svoy schet. Esche, postaraites perevodit dengi v summah, ne privishauchih 9 tisyach. I esche, luchshe ih perevezti na drugogo cheloveka, i chto bi on vam sdelal podarok. A to, bous, s etih deneg v kontse goda mogno esche i nalogi zaplatit.

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3    ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ � Pervoklashke � ��� �� ���� c Money Market Account ? ���� ��� �������?

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4    boyatsya? poteryat dengi. Etot bankovskiy schet ne garantirovan gosudarstvom. I hotya veroyatnost mala, no ona vse ge prisutstvuet.

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5    Pokapalsia I na stranichkax svoego banka and koe chto otkapal:

"Money Market Accounts

Want your money to work even harder for you? A Citizens Money Market Account offers you even higher rates, along with the security of FDIC insurance."

Navernoe v raznix bankax s etim delom poraznomy, tak chto bydte vnimatelni,
spasibo Pervoklashke

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6    Specialno vlezla na site Citizens Bank.. Vot link:

http://www.citizensbank.com/personal_banking/personal_banking_index.htm

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Investing* -

If you want your money to work harder for you, Citizens has investment professionals to help. We offer a wide range of top-performing mutual funds and annuities to help you reach your goals. From retirement to insurance needs, Citizens has many financial & investment products to choose from.


*IMPORTANT INFORMATION
Investments are:

Not FDIC insured
Not a deposit
Not garanteed by the Bank
May go down in value
Not insured by any Federal Government Agency

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7    Da zdes rech idet o Investing o fondax tobish akchiiax, Money Market Account zastraxovan, smotri informachiu o Money Market Account na
http://www.citizensbank.com/personal_banking/deposits/savings.htm#mm

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8    Vi v etom yvereni , potomychto i ochen somnevaus. V nekotorix bankax
saving and m.market accounts obedineni pod odnim nazvaniem. V moem banke eto ne tak, I obizatelno pozvonu im s etim voprosom.

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9    Proverte. Esli bi eto bilo tak, kto bi polzovalsya CD ili Saving? Drugoe delo, chto u vas moget bit Circut Account, eto kogda vi dolgni imet v banke na schetu ne menshe opredelennoy summi, no ne vagno na odnom ili na neskolkih schetah. Togda skazhem, na checking account, vam ne nugno platit po-mesyachnuyu mzdu. Citizen Bank, naprimer takoe ustraivaet.

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10    na CD y vas fiksirovanii prochent na Money Market net takje kak i na Saving, tak chto esli vi dymaete chto segodnia na CD xoroshii % a v bydyushem prochenti poniziatsia luchshe delat CD, no esli uverinosti net luchshe Money Market ili Saving kak mne obiasnili na Saving ludi xroniat ne bolshie summi do 5000$ esli summa bolshe to eto Money Market .
Y menia deistvitelno Circle daje Circle Gold Account no eto ni imeet otnoshenie k straxovki

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15    ï¿½ï¿½ï¿½ï¿½ �� � �����. ��� ������� �� ������� ��� ������ �� ������� �� ���������� ������.
������� � ����� ������ 2-4% �������. �.�. ����� ������.

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